{"id":96,"date":"2024-10-28T04:00:00","date_gmt":"2024-10-28T10:00:00","guid":{"rendered":"https:\/\/www.bogdeninsurance.com\/blog\/?p=96"},"modified":"2024-10-21T12:48:59","modified_gmt":"2024-10-21T18:48:59","slug":"the-basics-of-condo-insurance-in-berlin-ct-what-s-covered-and-what-s-not","status":"publish","type":"post","link":"https:\/\/www.bogdeninsurance.com\/blog\/the-basics-of-condo-insurance-in-berlin-ct-what-s-covered-and-what-s-not\/","title":{"rendered":"The Basics of Condo Insurance in Berlin, CT: What&#8217;s Covered and What&#8217;s Not"},"content":{"rendered":"<p>Investing in a condo is a significant decision, which is why protecting your new asset is just as crucial as selecting the right unit for your needs. When investing in a condo in Berlin, CT, choosing the right condo insurance policy is vital. At Bogden Insurance Agency, we&#8217;re here to help you better understand what&#8217;s covered and what&#8217;s not when it comes to finalizing your decision on your condo insurance policy.<\/p>\n<h2>What is Covered?<\/h2>\n<p>When investing in condo insurance, the following is typically covered:<\/p>\n<ul>\n<li><strong>Personal Property<\/strong>: Personal furniture, electronics, clothing, and belongings are typically covered with traditional condo insurance.<\/li>\n<li><strong>Liability<\/strong>: Liability coverage protects you from legal and medical bills due to property damage or bodily injury in your condo.<\/li>\n<li><strong>Interior<\/strong>: Condo insurance typically protects against alterations and improvements needed inside, such as new cabinets, fixtures, and even new flooring.<\/li>\n<\/ul>\n<h2>What&#8217;s Not Covered?<\/h2>\n<ul>\n<li><strong>Structure<\/strong>: The building structure of your condo is not typically covered with traditional condo insurance, which often falls to the condo association.<\/li>\n<li><strong>Flood<\/strong>: Flood damage is not often covered by a traditional condo insurance policy. Most flood policies are provided via private insurers or the National Flood Insurance Program (NFIP).<\/li>\n<li><strong>Earthquakes<\/strong>: Earthquake damage coverage is not typically included with standard condo insurance policies.<\/li>\n<li><strong>Negligence<\/strong>: Negligence and\/or intentional acts, such as failing to maintain your condo, are not covered.<\/li>\n<\/ul>\n<p>Protecting your valuables, property, and entire investment in a condo is imperative, whether you&#8217;re a serious property investor or purchasing your first residence. Anytime you invest in a condo in Berlin, CT, protecting your investment with the right insurance policy is key. To learn more about your options and the basics of condo insurance (including what&#8217;s covered and what&#8217;s not), contact Bogden Insurance Agency today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investing in a condo is a significant decision, which is why protecting your new asset is just as crucial as selecting the right unit for your needs. When investing in a condo in Berlin, CT, choosing the right condo insurance policy is vital. At Bogden Insurance Agency, we&#8217;re here to help you better understand what&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8,9,10],"class_list":["post-96","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","tag-berlin-ct","tag-bogden-insurance-agency","tag-condo-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/96","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=96"}],"version-history":[{"count":1,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions"}],"predecessor-version":[{"id":97,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions\/97"}],"wp:attachment":[{"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=96"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=96"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bogdeninsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=96"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}