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Bogden Insurance Agency

965 Farmington Ave
Berlin, CT 06037

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Connecticut Flood insurance coverage
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Flood Insurance in Connecticut

Connecticut is a great place to live and own a property. Anyone who invests in a property here will find a lot of potential for long-term price appreciation while also enjoying a consistent and stable place to call home. When you do buy a home, it is important to get the right insurance for it. One type of insurance that you may need to get is flood insurance. There are a few reasons that someone in this area of New England would need to get flood protection.

Insurance is Needed to Protect Home

Many people need to get flood insurance because it is needed to protect your home. If your property is located near a river, a lake, or waterway, you will want to know that it is protected if there is ever a flood. Depending on your situation, the coverage you receive for flood damage through your base home insurance plan can be quite limited. With flood insurance, you will receive coverage against this specific risk, which could be used to repair or rebuild your property if it is damaged.

Insurance Needed to Comply with Lender

If your home is located in a Connecticut flood zone and you have a mortgage, there is a good chance that having flood insurance will be required. A lender always will want their collateral to be properly protected. If you are determined to be at risk of flood damage, the lender will likely require you to maintain coverage and escrow for your payments.

Anyone that is going to buy a home in Connecticut needs to get proper insurance. For those buying a home here, contacting Bogden Insurance Agency to discuss your insurance needs is a good option. Bogden Insurance Agency in Berlin, CT will be able to assess your situation to help determine if flood insurance coverage is right for you.

Why work with Bogden Insurance Agency?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Servicing States

  • Connecticut