I have a small online business with no employees. Do I need commercial insurance?

Commercial insurance has benefits for almost any business owner. If you have assets you want to protect, commercial insurance can help you do that. Even if your business is small and you have zero employees, there are still many benefits that a commercial insurance policy can provide. Speaking with one of our Berlin, CT team members at Bogden Insurance Agency can help you explore your options and get the coverage you need to meet your company’s needs. 

What is commercial insurance?

In short, commercial insurance is insurance designed to protect your business from losses by providing many different forms of customizable bundled coverage. Of course, like any insurance policy, the goal is to get insurance that will meet your company’s unique needs. Hence, the term "customizable." A licensed agent can ask the questions needed to help you get the coverage you need to protect your business and receive coverage from loss and other unexpected situations. 

I have a small online business with no employees.

Regardless of whether you have a brick-and-mortar location for your business or your business is virtual or online, you have assets to protect. This alone suggests that you can benefit from the protection that commercial insurance can provide for you. As a virtual business owner, specific forms of coverage are designed for people who do business online. Your insurance agent can help you explore these coverage options and select the ones that would best suit your business. Online business owners have assets to protect and losses they can face if their businesses aren’t adequately protected. If you have questions about commercial insurance, we’re happy to answer them. Call us.