You finally did it. You saved up, did your research, and took the plunge. You bought a classic car! And of course, you want to show it off around Berlin, CT. Now the question is… how do you insure it?
Do you need a special classic car policy from Bogden Insurance Agency? Can you just use your regular ol’ car insurance?
Classic Car Coverage
First, let’s start with what classic car insurance is. Classic car insurance is a type of auto insurance that is designed specifically for classic cars. Agreed value and parts replacement coverage generally make classic car insurance more expensive than regular car insurance, but there are limits on how much you can drive it. Classic car insurance is designed for cars you only drive occasionally – not your daily driver.
If you plan on driving your classic car every day, then you’ll likely want to get a standard car insurance policy that will cover your vehicle including collisions and comprehensive coverage. However, if you only plan on driving your classic car occasionally, then a classic car insurance policy might be a better option since it will generally have lower premiums and offer additional coverage options.
Contact Us Today
When insuring your classic car, the best thing to do is talk to Bogden Insurance Agency about what coverage options are available and which one makes the most sense for you based on how often you plan on driving your vehicle around Berlin, CT. We can help answer any other questions you might have and make sure you’re getting the best possible rate on your classic car insurance policy.