When you are a renter in Connecticut, you have valuables and risks as well as any homeowner does. The solution for that is renters’ insurance. Yet many renters in Connecticut don’t get insurance because they convince themselves that it’s not worth the bother.
At Bogden Insurance Agency, we want renters in Berlin, CT to feel secure about their home and their belongings, like anybody else would. We can help you debunk those myths and help you to feel more informed about what your renters’ insurance would really cover.
You Have Valuables
Just because you don’t own your home or have a mortgage, doesn’t mean that you don’t have contents worthy of insurance protection. You have valuables. If you have a phone and a laptop, you have contents that would financially impair you if they were damaged or stolen.
Your furniture has a value as well, even if you don’t think it’s worth anything. These valuables are worthy of renters’ insurance.
You Can Cover Problems at Home
You might be able to cover damages at home if a problem crops up, but why do that if you don’t have to. That is what insurance is for. If there is a liability in your home, such as an accident or injury to someone else, your renters’ insurance will pay for that.
At the same time, if you lose or damage belongings when you are not at home, your renters’ insurance will cover that as well. If you are traveling for example, and your laptop gets stolen, renters’ insurance will cover that.
It’s Too Expensive
It really isn’t. You will complain more about your food bill than you will your insurance bill on this one. It will never hurt for you to crunch the numbers here. Renters’ insurance will always be less expensive than a new laptop or medical payments for an accident in your home.
Get a Quote
At Bogden Insurance Agency, we know that when you are a renter in Berlin, CT, your valuables are valuable. So is your income. You can’t risk a big medical claim any more than the average homeowner can. Call us for a quote for renters’ insurance today.