When Should I Update my Auto Insurance?

As our lives change, so do our insurance needs. Unfortunately, many motorists in Berlin, CT, don’t bother to update their auto insurance. Reviewing your car insurance ensures you pay the right amount of premiums, gives you peace of mind, and makes the claim process hassle-free.

But when should I review my auto insurance? While everyone’s auto insurance needs are different, you should update your auto insurance at least once a year. However, when the below situations occur, you should inform your insurance agent immediately. 

You have a new driver in the household

A few months ago, when you purchased auto insurance from Bogden Insurance Agency, you were the sole driver of your car. But now circumstances have changed, and you want to let your teenage daughter or son drive your car. 

While letting your teenage child drive your car is the right step towards achieving automotive freedom, you need to update your policy to avoid a nightmare when they cause an accident. Teenagers are deemed risky drivers, and thus, you should give your agent a call to update your policy.

You have converted your vehicle to a business vehicle

Suppose you have opened a new business. And because you are trying to figure things out, you start running business errands using your car. Whereas this is the optimal use of resources, you need to upgrade personal auto insurance to commercial auto insurance.

Purchasing commercial auto insurance is not only a mandatory requirement in Connecticut but also ensures you get compensation when your business vehicle is involved in an accident.

You are moving to another state

When you are moving from your current state to another, you need to update your auto insurance. Why? Different states have diverse auto insurance requirements. Given this reality, you need to inform your insurer when moving to another state to ensure you conform to the new state’s requirements. 

Need more information on updating your auto insurance? Don’t hesitate to get in touch with Bogden Insurance Agency for more insights. Besides, you can visit our Berlin, CT offices to talk to one of our agents.