Why Every Homeowner Needs Home Insurance

Home insurance is a vital way to protect your largest investments. Your investments in your home and in the belongings inside it represent your largest investments, and it’s important to protect them. You can do that with home insurance. These policies include several different kinds of coverage that are each important for your financial protection. If you own a home and don’t have home insurance, or you want to change to a new policy, call us now at Bogden Insurance Agency in Berlin, CT.

Why Every Homeowner Needs Home Insurance

Home Protection

As your largest investment, your home itself needs to be protected. Homes face a lot of risks that can cause them damage, and home insurance protects against that damage. Each policy has its own types of damaging events that it covers, and when one of those events happens, it can cause untold damage to your home. When there is damage to your home, your policy can then pay for it to be repaired. If your home is destroyed, the policy can pay to have it rebuilt as well. 

Protection for Your Belongings

The items inside your home represent another large investment, and you need to protect them. Your possessions inside your home are important, and they are worth a lot when you add them all up. That’s why this coverage is so important. It can pay for the damage done to your belongings by a damaging incident. 

Protection for Liability

If someone were to get injured in your home, you are highly likely to be held liable for the medical bills, lost wages, etc. With home insurance, that liability is covered, and the policy can pay for those bills. This can save you thousands in medical bills. 

Get Home Insurance

When you own a home and need to insure it, give us a call today at Bogden Insurance Agency in Berlin, CT.